About Low Rate Funding
An education site for people who want to understand a loan before committing to one.
What this site is
Low Rate Funding publishes plain-English guides, worked examples and a repayment calculator so you can see how rates, terms, fees and balloons change the cost of borrowing.
What it is not
It is not a lender, broker or adviser. It does not approve loans, recommend products or provide personal advice. Rates shown are illustrative examples. For independent information, MoneySmart and ASIC are good starting points.
How we write
- Examples show their working, so you can check the maths.
- No guarantees, no promises of approval, no “best rate” claims.
- Where a loan is the right next step, we point you to our finance partner so you can start an enquiry.
If you have an item to sell to reduce what you borrow, see how that can help.